EazyEFT is an easy to use utility for the management of direct debits / credits and the generation of "EMT" files which can then be sent to your bank, subject to prior registration and acceptance with the bank. EazyEFT can help reduce the hassle and cost of reminders and telephone calls by collecting money via electronic funds transfer. In some organisations, where cash collection involved a personal visit to the customer, EazyEFT can save the organisation a considerable amount of time and cost. In the present culture of late payments and tight cash flows, Direct Debit is becoming a more widely used method of collecting payments. Companies and individuals are now agreeable to the concept, as it is standard practice with utility companies and finance arrangements.